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A mortgage loan or simply mortgage (/ˈmɔːrɡɪdʒ/) is a loan used either by purchasers of real property to raise funds to buy real estate, or alternatively by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. Most people don't have enough money to purchase a home outright, so they go to a bank.
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A mortgage means that you borrow money from a bank or other lender to purchase a house.
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A mortgage is a way to use one's real property as a guarantee for a loan to get money.
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Real property can be land, a house, or a building.
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Your house is paid for, free and clear.
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A mortgage loan or simply mortgage (/ˈmɔːrɡɪdʒ/) is a loan used either by purchasers of real property to raise funds to buy real estate, or alternatively by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged.
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